Your KAST card is designed for flexible everyday use, but limits are in place to protect your account and manage risk. This article explains how spending and withdrawal limits work, how to set transaction limits funds, and what happens if you exceed these limits.
What Is the Card Transaction Limit on KAST?
KAST card spending is flexible, with no fixed cap on transactions.
- No preset limit: There are no daily or monthly caps on spending.
- Balance-based: You can only spend up to the funds available in your wallet.
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Large reviews: Very high-value transactions may be flagged for compliance checks.
What Is the ATM Withdrawal Limit on KAST?
ATM withdrawals have stricter limits to balance access with security.
- Per withdrawal cap: $250 maximum per withdrawal, including fees.
- Daily frequency: Up to three withdrawals allowed in a rolling 24-hour period.
- Total daily maximum: Effectively $750 per day across three transactions.
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Network variation: Individual ATM operators may apply their own fees or restrictions.
How Can I Set My Own Transaction Limits in the App?
You can manually define limits in the KAST app for additional control.
| 1. Open the KAST app. | ||||
| 2. Tap the three-line menu (☰) in the upper-left corner. | ||||
| 3. Select Limits. | ||||
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4. Choose a limit type:
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| 5. Enter your limit amount. | ||||
| 6. Enter the OTP sent to your email. | ||||
| 7. Complete the quick selfie verification. | ||||
| 8. After the system verifies it’s you, your new transaction limit will be activated immediately. | ||||
Quick Reference: KAST Transaction Limits
| Transaction Type | Limit | Notes |
|---|---|---|
| Card Transactions | Unlimited | Spend freely up to your available wallet balance. |
| ATM Withdrawals | $250 per withdrawal; max 3x per 24h period | Up to $750 per day in total. ATM operator fees may apply. |
| Custom User Limits | Set via app (on-chain, bank, card) | Adjustable anytime for extra security and spending control. |
Why Do Transaction Limits Exist on KAST?
Transaction limits are required for both user protection and compliance.
- Fraud prevention: Limits reduce potential losses if your account is compromised.
- Risk management: Caps on withdrawals and large transactions prevent unusual or suspicious activity.
- Regulatory compliance: Limits ensure KAST meets AML and financial oversight standards.
- User protection: Restricting high-value activity lowers the risk of unauthorized charges.
What Happens If I Exceed My KAST Transaction Limit?
Transactions above your limit will be blocked automatically.
- Declined transaction: Purchases or withdrawals above the allowed cap will not process.
- Error messages: The app may notify you why the transaction failed.
- Retry options: Try a smaller amount or wait until the 24-hour window resets.
- Custom adjustments: Raise your self-imposed limit in the app to complete the payment.
- Support review: Contact KAST Concierge if you need help with large or urgent transactions.
Frequently Asked Questions
Can I increase my ATM withdrawal limit beyond $250?
You cannot increase the ATM withdrawal limit directly in the KAST app. If you need to withdraw more, you can contact KAST Concierge to request a review and possible adjustment.
Do weekends or holidays affect withdrawal limits?
No, limits are not tied to calendar days. They apply on a rolling 24-hour cycle, even during weekends or public holidays.
Do merchant-imposed limits override KAST’s limits?
Yes, some merchants or ATMs may enforce their own restrictions. These caps work in addition to KAST’s limits and may affect how much you can spend or withdraw.
Can I disable transaction limits in the app?
No, system-wide limits cannot be removed. You can only lower or adjust your own personal caps in the app for added security.
Does KAST charge extra fees if I hit a limit?
No, declined transactions from hitting a KAST limit do not result in fees. However, some ATM operators may still charge an attempt fee even if the transaction is blocked.