Here is a complete overview of the KAST fees and limits that apply to your account. This includes card pricing, annual fees, and the costs for issuing virtual and physical cards.
You may also review the rewards, staking rates, transaction fees, and the fees for fiat and on-chain transfers across the Standard, Premium, Limited, and Luxe tiers.
KAST Card Pricing
|
Standard |
Premium |
Private |
|---|---|---|---|
Annual Fee |
$0 |
$1,000 per year |
$10,000 per year |
Virtual Card |
Free* |
1 free Premium Card |
1 free Plated Gold Card |
Physical Card |
Free($40 shipping fee) |
1 free Premium Card + free Standard physical card |
1 free Gold Plated Card + 2 free physical cards from any other tier |
*First two virtual cards are free. Additional cards are $2 each. In some countries, the first virtual card costs $2.
You may hold up to 10 cards in total. For Premium and Private the virtual and physical versions issued to you are treated as one card for the purpose of this limit.
KAST Card Transaction Fees
| Fee | |
| Top-up Fee | 0% |
| Foreign Exchange Fee (Non-USD) | 0.5% - 1.75%* |
| Card Spend (USD) | 0% |
| Transaction Fee | 0% |
| Apple Pay and Google Pay Fee | 0% |
| Small Transaction Fee (USD) | 0% |
| Small Transaction Fee (Non-USD) | $0.10 for transactions under $25 |
| Declined Transaction Fee (Insufficient Balance) | $0.50 |
*The exact foreign exchange fee depends on your country of residence and the country where the transaction takes place.
KAST Foreign Exchange Fee
Membership Tier |
Foreign Exchange Fee |
USD Cashback |
KAST Points You Earn |
Net Effect |
|---|---|---|---|---|
Standard |
0.5-1.75% |
1.5% |
None |
up to 1% |
Premium |
0.5-1.75% |
2% |
1% |
up to 2.5% |
Private |
0.5-1.75% |
3% |
2% |
up to 4.5% |
Your net effect is the difference between the KAST Points you earn and the foreign exchange fee, meaning you still come out ahead with a positive rewards benefit on non-USD transactions.
KAST Card Limits
KAST provides flexible account limits regardless of which card tier you choose. You can make transactions of any size, including large purchases such as buying a car, and you can maintain any deposit or balance size in your account without restrictions.
| Amount | |
| Card Transaction Limit | Unlimited |
| Account Deposit Limit | Unlimited |
| Account Balance Limit | Unlimited |
No matter which card tier you choose, you have unlimited transaction limits and unlimited balance and deposit limits.
KAST Card ATM Withdrawal Fees and Limits
| Amount | |
| ATM Withdrawal Fee (USD) | $3 flat fee + 2% of withdrawal amount |
| ATM Withdrawal Fee (Non-USD) | $3 flat fee + 2% of withdrawal amount (+ 0.5%-1.75% Foreign Exchange Fee) |
| ATM Withdrawal Limit | Up to $250 per withdrawal; limit of 3 withdrawals or $750 per 24-hour period |
Stablecoin to USD Conversion
When you deposit funds into your KAST account, your balance is shown in USD. Stablecoin deposits are converted to USD at a 1:1 rate with 0% spread.
KAST Card Benefits and Rewards
|
Standard |
Premium |
Private |
|---|---|---|---|
KAST Points Rewards |
None |
1% back in KAST Points on card spend |
2% back in KAST Points on card spend |
USD Cashback |
1.5% (first $2,000/month qualifies) |
2% (first $10,000/month qualifies) |
3% (first $50,000/month qualifies) |
SOL Staking Rewards |
0.25 KAST Points per 1 SOL every ~2 days |
0.5 KAST Points per 1 SOL every ~2 days |
0.5 KAST Points per 1 SOL every ~2 days |
Card Material |
Premium Plastic |
Premium Metal; Illuma variant with Solana Logo that Lights Up When Tapped |
Gold plated |
Card Type |
VISA Platinum |
VISA Infinite |
VISA Infinite |
Concierge (Personal Assistance) |
24/7 Support |
24/7 Support |
VIP Concierge + VIP access at KAST events |
- As you move up tiers, you earn more KAST Points on card spending and SOL staking.
- Points for staking are credited approximately every two days because Solana staking rewards follow the Solana epoch cycle, which typically lasts around two days. Points are issued at the end of each epoch.
More Ways To Earn Rewards
|
Referral Reward |
|---|---|
Your referral spends their first $100 |
Up to $20 |
Your referral spends their first $1000 |
Up to $100 |
Your referral spends their first $5000 |
Up to $250 |
Your referral subscribes to Premium |
$100 |
Your referral subscribes to Private |
$1,000 |
Receiving Funds Into KAST – Fees and Limits
Each deposit method has its own fees and limits, which are listed in the sections below.
Receiving Stablecoins
| Fee / Limit | |
| Stablecoin Deposit Fee | 0% |
| Stablecoin Deposit Limit | Unlimited |
KAST doesn’t charge any fees for receiving supported stablecoins, regardless of which one you choose to deposit.
Receiving Non-Stablecoin Tokens
| Fee / Limit | |
| Crypto Deposit Fee (Auto-Conversion To Stablecoins) | 2-5%, varies per token |
| Crypto Deposit Limit | Unlimited |
Note: Any non-stablecoin you deposit will be automatically converted into stablecoins.
Receiving Fiat Bank Transfers
| Fee / Limit | |
| USD Deposit Fee - ACH | $2 |
| USD Deposit Fee - FedWire | $15 |
| USD Deposit Limit | Unlimited |
Incoming bank transfers must be in USD. If you receive another currency, the bank may convert it at their FX rate, and unsupported currencies may incur additional fees or be returned. Most domestic transfers arrive within a day, while international transfers can take up to five days depending on intermediary banks.
Sending Funds From KAST – Fees And Limits
Each sending method has its own fees and limits, which are outlined in the sections below.
Withdrawing Stablecoins
| Network | Supported Assets | Fee / Limit |
| Solana | USDT, USDC | $1 + 0.1% of withdrawal amount |
| Arbitrum | USDC | $0.20 + 0.1% of withdrawal amount |
| Ethereum (ERC-20) | USDT, USDC | $6 + 0.1% of withdrawal amount |
| Tron | USDT | $5 + 0.1% of withdrawal amount |
Minimum Stablecoin Withdrawal Amount: $5 USD
Maximum Stablecoin Withdrawal Amount: Unlimited
Sending Funds via KAST Tag to Other KAST Users
| Fee / Limit | |
| KAST Tag Transfer Fee | Free |
| Processing Time | Instant |
| KAST Tag Transfer Limit | $10,000 USD daily maximum, up to 5 transfers per day |
Transfers arrive instantly and only require the recipient’s KAST Tag, email, or phone number - no wallet address needed.
Sending Fiat Transfers to Bank Accounts
| Currency | Fee | Minimum Withdrawal Amount | Processing Time |
| USD (Local Transfer) | 0.5% (waived till Feb 2026) + $2 ACH or $20 FedWire | $2 | Same Day |
| USD (International Transfer) | 0.5% (waived till Feb 2026) + $30 | $100 | 1-5 Days |
| AED - United Arab Emirates Dirham | $3 + 1% Foreign Exchange Fee | 50 AED | Next Day |
| JPY - Japanese Yen | $30 + 1% Foreign Exchange Fee | 20,000 JPY | 1-5 Days |
| SAR - Saudi Riyal | $30 + 1% Foreign Exchange Fee | 400 SAR | 1-5 Days |
| INR - Indian Rupee | $2 + 1% Foreign Exchange Fee | 1,000 INR | < 24 hours |
IDR – Indonesian Rupiah |
$2 + 1% Foreign Exchange Fee |
20,000 IDR |
Next Business Day |
PHP – Philippine Peso |
$2 + 1% Foreign Exchange Fee |
100 PHP |
< 24 hours |
THB – Thai Baht |
$2 + 1% Foreign Exchange Fee |
50 THB |
Almost Instant |
NGN – Nigerian Naira |
$2 + 1% Foreign Exchange Fee |
5,000 NGN |
< 24 hours |
GBP – British Pound Sterling |
$3 + 1% Foreign Exchange Fee |
5 GBP |
< 24 hours |
MXN – Mexican Peso |
$2 + 1% Foreign Exchange Fee |
10 MXN |
Almost Instant |
EUR – Euro |
1% Foreign Exchange Fee (no fixed fee) |
5 EUR |
< 24 hours |
AUD – Australian Dollars |
$4 + 1% Foreign Exchange Fee |
10 AUD |
Almost Instant |
COP - Colombian Peso |
1% Foreign Exchange Fee (no fixed fee) |
5,000 COP |
Bre-B: Instant ACH: < 24 hours |
TRY - Turkish Liras |
$2 + 1% Foreign Exchange Fee |
500 TRY |
< 24 hours |
Your stablecoins are converted to the local currency at the time of withdrawal, based on the fees and FX rates shown above.
For international USD withdrawals above $5,000, the $30 fee is fully refunded for all transactions, valid until February 2026.
PIX Transfers in BRL – Fees and Limits
| Fee | Limit | |
| PIX Deposits in BRL | 1% (IOF tax included) | Unlimited |
| PIX Withdrawal in BRL | 1% (IOF tax included) | Unlimited |
IOF refers to a Brazilian financial transaction tax that applies to PIX deposits and withdrawals.
SPEI Transfers in MXN – Fees and Limits
| Fee | Limit | |
| SPEI Deposits in MXN | 0% | Unlimited |
| SPEI Withdrawal in MXN | 0% | Unlimited |
ARS Bank Transfers – Fees and Limits
| Fee | Limit | |
|---|---|---|
| ARS Deposit | 0% | Unlimited |
| ARS Withdrawal (Argentine Residents) | 0% | Unlimited |
| ARS Withdrawal (Non-Argentine Residents) | 1.6% (ITF tax included) | Unlimited |
COP Bank Transfers – Fees and Limits
| Fee | Limit | |
|---|---|---|
| COP Deposit | 1% | Unlimited |
| COP Withdrawal | 1% | Unlimited |
Fees and Limits - Important Terms
The fees, limits, rewards, and conditions described on this page are provided for informational purposes only and form part of KAST’s service disclosures.
All fees, limits, card features, rewards, availability, and supported services are subject to change at any time in accordance with applicable law and KAST’s Terms and Conditions of Service. Any updates will take effect once published in the app or on the KAST website.
Actual fees, exchange rates, processing times, and limits may vary depending on your location, card tier, payment method, blockchain network conditions, third-party service providers, and applicable regulatory requirements.
KAST Points, rewards, promotions, and staking benefits are offered at KAST’s discretion and may be modified, suspended, or discontinued at any time. Rewards are subject to eligibility criteria, seasonal programs, and additional terms as communicated by KAST. Such rewards do not constitute a guaranteed return or financial entitlement.
This page should be read together with, and is subject to, KAST’s Terms and Conditions of Service, which govern your use of the KAST app, cards, accounts, and related services. In the event of any inconsistency, the Terms and Conditions of Service shall prevail.
Full Terms and Conditions:
https://www.kast.xyz/legal/terms-and-conditions-of-service
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