Here’s everything you need to know about KAST’s K Card and Solana Card.
What Is K Card?
The K Card is KAST’s everyday payment card that lets you pay for purchases easily, both online and in stores. You can choose a physical card for in-person spending or a virtual card for online transactions, both managed directly from the KAST app. It works with multiple fiat currencies, so you can shop or travel without worrying about currency limits, and it’s not tied to any specific cryptocurrency.
KAST cards now follow your account-level KAST membership: Standard, Premium, or Private. Each membership offers different features and rewards.
1. K Card (Standard)
- Design: Premium plastic.
- USD Cashback: 1.5% on eligible card spend, on the first $2,000 spend per month, up to $30 monthly cashback.
- KAST Points: Not available on Standard card spend.
- Card type: Visa Platinum.
- Card allowance: Up to 2 Standard cards, virtual or physical.
- Physical card fee: $40 for physical cards only. Certain markets may apply a $2 issuance fee for Standard virtual cards.
- Staking bonus: 0.125 KAST Points per 1 SOL every ~2 days, where SOL staking rewards are available.
2. X Card (Premium)
- Design: Premium metal
- USD Cashback: 2% on eligible card spend, on the first $10,000 spend per month, up to $200 monthly cashback.
- KAST Points: 1% on eligible card spend
- Card type: Visa Infinite.
- Card allowance: 1 Premium card included, plus the Standard allowance.
- Physical card fee: Included in membership.
- Staking bonus: 0.25 KAST Points per 1 SOL every ~2 days, where SOL staking rewards are available.
3. KAST Gold Card (Private)
- Design: 24ct gold-plated
- USD Cashback: 3% on eligible card spend, on the first $40,000 spend per month, up to $1,200 monthly cashback.
- KAST Points: 2% on eligible card spend
- Card type: Visa Infinite.
- Card allowance: 1 Plated Gold card plus 2 free cards from any other tier.
- Physical card fee: Included in membership.
- Staking bonus: 0.5 KAST Point per 1 SOL every ~2 days, where SOL staking rewards are available.
What Is Solana Card?
The Solana Card is linked to the Solana blockchain and is made for people who hold or stake SOL. If you stake SOL with the KAST validator, you can earn extra KAST reward points based on the current Solana staking program and your KAST membership tier. Without staking, the Solana Card can still be used for card spending. Your everyday cashback, KAST Points, card allowance, and card benefits depend on your KAST membership tier.
It comes in three main membership tiers, each offering different features and rewards.
1. Solana Card (Standard)
- Price: Standard membership is free ($0/year). Standard physical cards have a $40 physical card fee. Certain markets may apply a $2 issuance fee for Standard virtual cards.
- Design: Basic plastic card with Solana branding
- Rewards: 1.5% USD cashback on eligible card spend, on the first $2,000 spend per month, up to $30 monthly cashback
- KAST Points: Not available on Standard card spend
- Card type: Visa Platinum
- Card allowance: Up to 2 Standard cards, virtual or physical
- Staking Bonus: Earn KAST points on your staked SOL where SOL staking rewards are available
2. Solana Illuma (Premium)
- Price: Premium membership is $1,000 per year and includes 1 Premium card, plus the Standard allowance
- Design: Metal card with an LED-lit Solana logo that illuminates when touched
- Rewards: 2% USD cashback on eligible card spend, on the first $10,000 spend per month, up to $200 monthly cashback
- KAST Points: 1% on eligible card spend
- Card type: Visa Infinite
- Physical card fee: Included in membership
- Staking Bonus: Earn KAST points on your staked SOL where SOL staking rewards are available
3. Solana Gold (Private)
- Price: Private membership is $10,000 per year and includes 1 Plated Gold card, plus 2 free cards from any other tier
- Design: High-end metal card with a 24k gold-plated finish
- Rewards: 3% USD cashback on eligible card spend, on the first $40,000 spend per month, up to $1,200 monthly cashback
- KAST Points: 2% on eligible card spend
- Card type: Visa Infinite
- Physical card fee: Included in membership
- Staking Bonus: Earn KAST points on your staked SOL where SOL staking rewards are available
What are the key differences between the KAST K Card and Solana Card?
| Feature | K Card | Solana Card |
|---|---|---|
| Primary Use | General spending | Crypto-linked spending with SOL staking rewards where available |
| Currencies Supported | Stablecoins (USDT, USDC) | Stablecoins, with bonuses tied to SOL staking where available |
| Rewards | USD cashback based on your KAST membership tier. Standard earns 1.5% cashback on the first $2,000 monthly spend; Premium and Private unlock higher cashback, KAST Points, and higher monthly caps. | USD cashback and KAST Points based on your KAST membership tier, plus SOL staking rewards where available. |
| Card Types | Instant virtual and optional physical | Instant virtual and optional physical |
| Cost | Standard membership is free ($0/year). Standard physical cards have a $40 physical card fee. Certain markets may apply a $2 issuance fee for Standard virtual cards. | Pricing depends on your membership tier: Standard is $0/year, Premium is $1,000/year, and Private is $10,000/year. Included cards depend on your membership allowance. |
If you're not staking with the KAST validator, the Solana Card can still be used for card spending. Your everyday cashback rate, monthly cashback cap, KAST Points rate, and card allowance are based on your KAST membership tier.
Which KAST card should I choose?
- Choose the K Card: If you want a straightforward card for everyday spending in fiat currencies.
- Choose the Solana Card: If you are a Solana (SOL) holder and want SOL staking rewards where available, or if you prefer a card with Solana-linked features and designs.
Also consider your KAST membership tier:
- Choose Standard if you want no annual membership fee, Visa Platinum card access, and 1.5% USD cashback on the first $2,000 in eligible monthly spend.
- Choose Premium if you want Visa Infinite card access, 2% USD cashback on the first $10,000 in eligible monthly spend, and 1% KAST Points on eligible card spend.
- Choose Private if you want Visa Infinite card access, Gold card options, 3% USD cashback on the first $40,000 in eligible monthly spend, and 2% KAST Points on eligible card spend.
How can I tell which KAST card I have?
- Check the card design and branding: Solana Cards often feature the Solana logo and may have unique features like LED illumination on eligible Illuma cards.
- Review your account or card details: Your card type and membership tier should be listed in your KAST account dashboard.
If you need further assistance identifying your card or choosing the best option for your needs, you can check your details in the KAST app or contact our Concierge team.
Frequently Asked Questions
Can I use both the K Card and the Solana Card at the same time?
Yes, you can hold and use both cards if you wish, subject to your membership allowance and the overall maximum of 10 cards. Each card operates independently, so you can choose which one to use for specific transactions depending on your rewards preferences or spending needs.
Do both cards work internationally?
Yes, both the K Card and Solana Card can be used in most places where Visa cards are accepted. Transactions are processed in USD, and currency conversion happens automatically at competitive exchange rates.
Is there a spending limit on these cards?
KAST does not set a fixed maximum card transaction limit. You can spend as much as your available account balance allows, although certain transactions may be subject to regulatory or fraud-prevention checks, merchant limits, network rules, and any limits shown in the app.
Cashback also has monthly spend caps. You can continue spending after reaching your monthly cashback spend cap, but spend above the cap will not earn additional USD cashback until the cap resets.
Do I need to stake SOL to use the Solana Card?
No, you can use the Solana Card without staking. However, staking SOL may unlock additional Solana-related rewards where available.
What is the cost of getting each card?
For the K Card, Standard membership card is free. Standard physical cards have a $40 physical card delivery fee. Certain markets may apply a $2 issuance fee for Standard virtual cards.
For the Solana Card, costs vary by membership tier. Standard membership is free ($0/year), Premium membership is $1,000/year, and Private membership is $10,000/year. Premium includes 1 Premium card plus the Standard allowance. Private includes 1 Plated Gold card plus 2 free cards from any other tier. Additional Premium or Private cards require contacting Concierge.
Can I upgrade my Solana Card tier later?
Yes, you can upgrade your KAST membership to Premium or Private when available. Your rewards, KAST Points, card options, and card allowance will adjust based on your new membership tier.
What happens if I lose my card?
You should freeze your card immediately through your account dashboard or app. Replacement fees apply depending on the card type and tier.
Can I withdraw cash with these cards?
Yes, both cards allow ATM withdrawals in most places where Visa cards are accepted. ATM operator fees and KAST withdrawal fees may apply, and currency conversion fees will be charged if withdrawing in non-USD currencies.