This article explains how you can send funds from KAST to bank accounts using KAST Pay. You’ll learn the two main payout options available - sending USD via SWIFT to non-US countries (Global Payouts) and sending funds in local currencies to local bank accounts (Local Payouts) - along with step-by-step instructions, requirements, fees, and answers to common questions.
Important: Fiat pay-ins and payouts are not supported for users in certain high-risk countries. If your region is unsupported, fiat on/off-ramp options will be hidden in the app, and the Bank Details button may show an unsupported region message instead.
How Does Sending Money with KAST Pay Work?
KAST Pay lets you send funds directly from your KAST balance to bank accounts in supported countries. Depending on your needs, you can either send USD to a USD-denominated bank account abroad or send funds in the recipient’s local currency.
Both options are completed entirely inside the KAST app, with fees and delivery timelines shown before you confirm the transaction. Availability depends on your country, currency, and compliance requirements.
What Are My Payout Options with KAST Pay?
KAST Pay supports two main types of bank transfers where available:
Sending USD to a USD Bank Account Worldwide (Global Payout)
Global Payout allows you to send USD directly to USD-denominated bank accounts in supported countries. This option is ideal if the recipient expects USD and wants to avoid local currency conversion.
Temporary update: USD Global Payouts via SWIFT are currently unavailable.
When SWIFT is unavailable, you can:
- Use Local Payouts (if available in your country/corridor)
- Send cryptocurrency on-chain (for example, send to another wallet address or another KAST account)
Key features:
- Funds are sent and received in USD
- Fees: $30 processing fee (refunded for $5K+ transactions); 0.5% FX fee (waived until February 2026)
- No local currency conversion required
- Uses international banking rails (SWIFT)
- Processing times vary by country and bank
Sending Funds in Local Currency to a Bank Account (Local Payout)
Local Payouts allow you to send funds in the recipient’s local currency, delivered through local banking networks.
Key features:
- Funds are converted from your KAST balance into the selected local currency
- Fees vary depending on the chosen currency
- Delivered directly to a local bank account
- Faster and cheaper than international transfers
Where Are Fiat Pay-Ins and Payouts Not Supported?
To stay aligned with KAST’s compliance framework, fiat on/off-ramp services are not supported in certain regions.
If your region is unsupported:
- Fiat on/off-ramp tiles will be hidden in the KAST app.
- The Bank Details button may show an unsupported region message instead of bank account details.
- Fiat pay-ins and fiat payouts are unavailable.
This restriction applies only to fiat pay-in and payout services. Card transactions, stablecoin deposits and withdrawals, and other KAST services continue to work as normal, unless otherwise stated in the app.
How Do I Send Funds to a Bank Account with KAST Pay?
Follow the steps below based on the type of transfer you want to make. If the option does not appear in your app, KAST Pay will not be available in your country or for your selected currency.
USD to a USD Bank Account (Global Payout)
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1. Open the KAST app. 2. Go to the Pay tab. |
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| 3. Select USD via SWIFT. | |
| 4. Select the currency or country where the recipient’s bank is located. | |
| 5. Enter the amount you want to send in your selected currency | |
| 6. Choose whether you're sending to your own account or to someone else's. | |
| 7. Add the recipient’s bank details and SWIFT code and purpose of transfer. | |
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8. Review the fees, delivery estimate, and transfer details. 9. Tap Confirm to submit your transfer. |
Once confirmed, the transfer is sent for processing and cannot be canceled.
Local Currency to a Bank Account (Local Payout)
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1. Open the KAST app. 2. Go to the Pay tab. |
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| 3. Select Fast payout. | |
| 4. Search for and select the currency you want to send. | |
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5. Enter the amount you want to send in the local currency. |
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6. Choose whether you're sending to your own USD account or to someone else's. |
| 7. Add the recipient’s bank details. | |
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8. Review the fees, delivery estimate, and transfer details. 9. Tap Confirm to submit your transfer. |
What Happens After I Confirm the Transfer?
After confirmation:
- Your transfer is sent to KAST’s licensed payment partners for processing.
- You can track the status in your Transaction History.
- Processing times range from same day to several business days, depending on the payout type, country, and bank.
You’ll receive an email and in-app notification once the transfer is completed.
How Can I Ensure a Smooth and Fast Transfer?
For best results:
- Double-check all bank details before confirming
- Use a bank account located in the same country as the payout currency (for local payouts)
- Review delivery time and fees shown in the app before proceeding
Frequently Asked Questions
What’s the difference between Global Payout and Local Payout?
Global Payout sends USD to USD-denominated bank accounts via SWIFT. Local Payout converts your funds into the recipient’s local currency and sends them through local banking networks, which is often faster and cheaper.
How long does It take for funds to arrive?
Delivery times depend on the country, currency, and payout method. Local payouts can arrive the same day in some regions, while global USD payouts may take 1–5 business days.
Why can’t I see fiat payout or bank transfer options in the app?
Fiat pay-in and payout services will not be available in your country or region. If your region is unsupported, fiat on/off-ramp tiles will be hidden, and the Bank Details button may show an unsupported region message.
Why are fiat pay-ins and payouts unavailable in my region?
Fiat pay-ins and payouts will be unavailable in some regions due to compliance requirements. If your region is unsupported, the relevant options will be hidden in the app or replaced with an unsupported region message.
Are card transactions or stablecoin transfers affected?
No. This change is limited to fiat pay-ins and fiat payouts. Card transactions, stablecoin deposits and withdrawals, and other KAST services continue to work as normal, unless otherwise stated in the app.
Can I cancel a bank transfer after confirming?
No. Once a transfer is confirmed, it’s immediately sent for processing and cannot be canceled. If you entered incorrect details, contact KAST Concierge as soon as possible.
What happens if my transfer fails?
If a transfer fails due to incorrect bank details or an unsupported account, the funds are returned to your KAST balance once the transaction is reversed. You’ll be notified when this happens.
How can I track my bank transfer?
You can track all transfers in the Transaction History section of the KAST app. Status updates include Processing, Completed, or Failed.