Make the most of your SEPA deposits and KAST Card spending with the SEPA Deposit & Card Spend Cashback Campaign.

During the Campaign Period, eligible EUR deposits via SEPA have 0% fees and no FX fee. You may also receive a one-time $50 cashback reward when you complete both qualifying actions:

1. Deposit EUR via SEPA with a value equivalent to at least US$2,000.
2. Spend with your KAST Card with a value equivalent to at least US$1,000.

This Campaign is available to eligible KAST users who receive the offer directly from KAST.

Campaign Period

The Campaign runs from 21 August 2026 to 30 September 2026 (UTC).

To qualify for the reward, you need to complete both your qualifying SEPA deposit and qualifying KAST Card spend during this period.

Deposits or card spend made outside the Campaign Period won’t count toward the Campaign requirements.

Who Is Eligible?

To qualify for the $50 cashback reward, you need to:

• Complete KYC and all required onboarding before the Campaign Period ends.
• Keep your KAST account open and in good standing through the reward distribution date.
• Have an activated EUR account for SEPA deposits and be able to deposit EUR via SEPA. If you still need to create or activate your EUR account, see How Do I Activate My EUR Account in KAST?.
• Receive the Campaign offer directly from KAST, such as by email, push notification, or in-app message.
• Complete the qualifying deposit and card spend requirements during the Campaign Period.

The Campaign is available only to selected KAST users in eligible markets and isn’t available to every KAST user. If you’re eligible, you’ll receive the Campaign offer directly from KAST.

How Do I Participate?

If you received the Campaign offer from KAST:

1. Sign up or log in to the KAST app and make sure your account is active, verified, and not restricted, suspended, or under review.
2. Deposit EUR via SEPA with a value equivalent to at least US$2,000 during the Campaign Period.
3. Spend with your KAST Card with a value equivalent to at least US$1,000 during the Campaign Period.
4. Keep your qualifying deposit and transactions valid through verification and reward distribution.

Participation may be automatic if you receive the Campaign offer and complete the qualifying actions.

If your Campaign communication asks you to opt in, make sure you complete the stated opt-in step before participating.

What Counts as a Qualifying SEPA Deposit?

Qualifying deposits must:

• Be made in EUR via SEPA.
• Be completed during the Campaign Period.
• Count toward the minimum US$2,000-equivalent deposit requirement.

Deposits made outside the Campaign Period don’t count.

Deposits that are reversed, returned, cancelled, fraudulent, disputed, or otherwise invalid also don’t count.

What Counts as Qualifying KAST Card Spend?

Qualifying spend must be made with a KAST Card during the Campaign Period and count toward the minimum US$1,000-equivalent spend requirement.

Transactions made outside the Campaign Period don’t count.

Transactions that are refunded, reversed, disputed, charged back, fraudulent, cash-like, self-dealing, or otherwise excluded by KAST don’t count.

KAST may deduct refunded, reversed, disputed, or charged-back amounts from your qualifying total, including after a reward has been calculated or distributed.

When Will I Receive My $50 Cashback?

Your cashback will be credited after the Campaign Period ends and once KAST has verified your eligibility, qualifying SEPA deposit, qualifying KAST Card spend, applicable exclusions, and reward availability.

Each eligible participant can receive a maximum of one $50 cashback reward through this Campaign.

Is the $50 Cashback Guaranteed?

No. Cashback is not guaranteed. The Campaign has a limited reward pool, and rewards are available only while the reward pool remains. Once the Campaign cap is reached, no further cashback will be awarded, even if a participant otherwise meets the qualifying requirements.
If more eligible participants qualify than the available reward pool can cover, cashback will be allocated on a first‑come, first‑served basis, determined by the timestamp when all qualifying requirements are completed and eligibility and verification checks are successfully completed.

FAQs

Can I Make Multiple SEPA Deposits to Reach the $2,000 Requirement?

The Campaign requires qualifying EUR SEPA deposit(s) with a value equivalent to at least US$2,000 during the Campaign Period.

Yes. Multiple qualifying EUR SEPA deposits made during the Campaign Period can be combined to reach the US$2,000-equivalent deposit requirement.

Can I Make Multiple Card Purchases to Reach the $1,000 Spend Requirement?

The Campaign requires qualifying KAST Card spend with a value equivalent to at least US$1,000 during the Campaign Period.

Yes. Multiple qualifying KAST Card purchases made during the Campaign Period can be combined to reach the US$1,000-equivalent spend requirement.

Do I Pay Any Fees When I Deposit EUR via SEPA During the Campaign?

Eligible EUR deposits via SEPA have 0% fees and no FX fee during the Campaign Period.

I Didn’t Receive the SEPA Cashback Campaign Offer. Can I Still Get the $50 Reward?

The Campaign is available through invitation or targeted communication. You need to receive the Campaign offer directly from KAST to be eligible for the reward.

Do I Need to Opt In to the SEPA Deposit & Card Spend Cashback Campaign?

Not necessarily. Participation may be automatic if you receive the Campaign offer and complete the qualifying actions.

No separate opt-in is required unless your Campaign message shows an opt-in button or link. If it does, tap the opt-in or confirmation button and follow the prompts before completing the qualifying actions.

Why Am I Still Getting SEPA Cashback Campaign Reminders?

If you haven’t completed all the qualifying requirements, you may continue receiving Campaign reminders.

Once you complete the required deposit and card spend, KAST may remove you from future reminder communications for this Campaign.

Can I Get the $50 Cashback More Than Once?

No. Each eligible participant can receive a maximum of one $50 cashback reward under this Campaign.

I Completed the SEPA Deposit and Card Spend. Why Haven’t I Received My $50 Cashback Yet?

Completing the qualifying actions doesn’t mean your cashback will be credited immediately.

Rewards are distributed after the Campaign Period ends and after KAST verifies your eligibility, qualifying activity, applicable exclusions, and Campaign reward availability.

Why Was My $50 Cashback Withheld or Reversed?

KAST may delay, withhold, reverse, or claw back a reward if additional review is required or if the Campaign requirements aren’t met.

This may also apply if qualifying activity is later reversed, your account is closed, KAST terms are breached, or KAST determines there has been fraud, misrepresentation, abuse, or manipulation of the Campaign.

Which Card Transactions Count Toward the $1,000 Spend Requirement?

Qualifying transactions must be made with your KAST Card during the Campaign Period.

Transactions that are refunded, reversed, disputed, charged back, fraudulent, cash-like, self-dealing, or otherwise excluded by KAST don’t count toward the $1,000 requirement.

Which SEPA Deposits Count Toward the $2,000 Deposit Requirement?

Qualifying deposits must be made in EUR via SEPA during the Campaign Period.

Deposits made outside the Campaign Period, or deposits that are reversed, returned, cancelled, fraudulent, disputed, or otherwise invalid, don’t count.

When Does the SEPA Deposit & Card Spend Cashback Campaign End?

The Campaign runs from 21 August 2026 to 30 September 2026 (UTC).

Both your qualifying SEPA deposit and qualifying KAST Card spend need to be completed during this period.

Can I Join the SEPA Cashback Campaign If I Already Use SEPA?

Campaign eligibility depends on the offer you receive from KAST.

Eligible Campaign groups may include approved users with activated SEPA accounts who haven’t deposited yet, users who have deposited before but haven’t deposited within the last 14 days, and other approved users included in the Campaign.

Active SEPA depositors who deposited within the last 14 days are excluded from this Campaign version unless KAST includes them in a later expansion.

Are All SEPA Deposits and Card Transactions Eligible?

No. KAST may exclude certain transactions, deposits, users, merchants, countries, or categories where required by applicable law, compliance requirements, card network rules, sanctions, risk controls, or operational requirements.

Important Information

Participation in the SEPA Deposit & Card Spend Cashback Campaign is optional.

The Campaign is governed by the Campaign-specific rules on this page, the KAST Reward Terms, KAST Platform Terms, and KAST Privacy Policy.

If there’s an inconsistency between these terms, the Campaign-specific rules apply first, followed by the KAST Reward Terms and then the KAST Platform Terms, except where applicable law requires otherwise.

To be eligible, your KAST account must have completed identity verification and all onboarding requirements before the Campaign Period ends. Your account must also remain open and in good standing through the reward distribution date.

The Campaign isn’t available in all jurisdictions and is void where prohibited. Rewards are limited and aren’t guaranteed. KAST reserves the right to amend, suspend, or cancel the Campaign or its mechanics at its discretion, subject to applicable law.

Where a reward needs to be actively claimed, rewards that aren’t claimed by the stated deadline may be forfeited. Where Campaign-specific rules include a holding period, minimum balance, or continued subscription requirement, failing to meet those requirements may result in a reward being reversed or clawed back.

Transactions that are refunded, reversed, disputed, or charged back don’t count as qualifying activity. KAST may deduct these amounts from your qualifying volume, including after a reward has been distributed.

KAST may disqualify a participant or withhold, reverse, or claw back a reward where it reasonably determines that there has been fraud, misrepresentation, or Campaign abuse. This may include the use of multiple, shared, or coordinated accounts; self-dealing; wash or offsetting transactions; refund or chargeback cycling; exploiting an error in Campaign mechanics; or other forms of manipulation.

Rewards are subject to Campaign budget availability and verification. KAST’s determinations regarding eligibility, qualifying deposits, qualifying spend, reward amounts, payout timing, exclusions, and Campaign mechanics are final and binding, subject to applicable law.

By participating in the Campaign, including by completing a qualifying action or claiming or redeeming a Campaign reward, you agree to the Campaign-specific rules and applicable terms.

KAST Cards are issued pursuant to license from the applicable card network. The Campaign is offered by KAST alone and isn’t sponsored, endorsed, or administered by any card network, bank, or issuing partner.

Nothing in these terms excludes or limits any consumer protection rights you may have under applicable law that can’t be waived by agreement.

If you have a question or complaint, contact KAST Concierge in the app or KAST Support through the website.