How Does the KAST Referral Program Work?

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Your KAST Referral Program lets you invite friends to join KAST and earn cash rewards when they sign up and start using their account. This article explains how to find and share your referral link or code, what your friend gets, and how the rewards work.

What Is The KAST Referral Program?

The KAST Referral Program is a way to invite friends to KAST using your personal referral link or referral code. When a friend joins through your link or enters your code and meets the requirements, you can earn cash rewards based on their activity (for example, reaching certain card-spend milestones).

Where Can I Find My Referral Link?

You can find your referral link in the KAST app.

 

  1. Open the KAST app.
  2. On the Home screen, tap Refer.
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  1. Copy or share your referral link, QR code, or referral code.
Tip: Make sure your friend uses your exact link or code. Referral rewards won't track if they sign up another way.

How Does The Referral Code Work?

Your referral code is a short alphanumeric code that your friend can enter to link their account to yours. There are two ways to use it:

During Sign-Up

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When your friend creates their KAST account, they will be prompted to enter a referral code. They can enter your code and tap Confirm, or tap Do it later to add it some other time.

After Onboarding

If your friend skipped the referral code step during sign-up, they can still add it later:

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  1. Go to Profile.
  2. Tap Account.
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  1. Next to Referred by, tap + Add Code.
  2. Enter your referral code and confirm.
Tip: If your friend signs up using your referral link, the referral is automatically tracked — they will not be prompted to enter a code.

What Do I Earn From Referrals?

You can earn rewards in two ways when you refer a friend to KAST:

1. Card Spend Milestones

As your referred friend spends on their KAST card, you earn cumulative rewards when their total spend reaches the following milestones. Reward amounts may vary by your referral’s country and eligibility:

They Spend (cumulative) You Earn (up to)
$100 $20
$600 $30
$1,600 $50
$6,600 $150
Total $250

Rewards are cumulative — as your referral reaches each milestone, you earn the corresponding amount in addition to what you have already received. The final reward amount may vary based on your referral’s country and eligibility.

Payout: Card spend milestone rewards are credited in real time to your Rewards balance. They start as Locked and become Redeemable after the 14-day timelock.

2. Subscription Rewards

You also earn a one-time reward when your referral subscribes to a paid membership:

Referral's Membership Your Reward
Premium $100
Private $1,000
Payout: Subscription rewards are credited in real time to your Rewards balance. They start as Locked and become Redeemable after the 14-day timelock.

What Does My Referral Get?

When your referral signs up using your link, they receive 10% off their first membership subscription.

Referral's Membership Discount
Premium $100 off
Private $1,000 off

What Happens If a Referral Transaction Is Refunded or Reversed?

If your referral's card transaction is refunded or reversed, any reward earned from that spend may be removed (clawed back). When a clawback is initiated, the amount is deducted from your accounts in the following order of priority:

  1. Locked Rewards - Rewards in the Locked state within your Rewards balance are deducted first.
  2. Redeemable Rewards - If your Locked balance is insufficient, Rewards in the Redeemable state are deducted next.
  3. Main USD Balance - If both your Locked and Redeemable balances are insufficient, the remaining shortfall is deducted from your Main USD Balance, which may result in a negative balance.

Rewards you have already redeemed into your spendable balance are never clawed back.

If your referral later makes new eligible purchases and crosses the milestone again, you can re-earn the reward.

Frequently Asked Questions

Why is my referral reward under review?

Referral rewards may be placed under review when we need to confirm eligibility, referral tracking, qualifying spend, or account activity before the reward can be redeemed.

Common reasons your reward is under review include:

  • Your referral has not completed identity verification yet.
  • The referral link or code was not used correctly.
  • The qualifying spend milestone has not been reached yet.
  • The transaction is still pending, refunded, reversed, or under review.
  • The reward is still within the 14-day lock period.
  • Your account or Rewards activity is temporarily being reviewed.

Why didn't my referral qualify?

A referral may not qualify for a reward if one of the program requirements was not met. Before contacting Concierge, check that:

  1. Your friend signed up using your exact referral link or entered your referral code in the app.
  2. Your friend completed identity verification.
  3. Your friend reached the required card-spend milestone.
  4. The qualifying transaction was not declined, refunded, reversed, or cancelled.
  5. The reward or promotion was available for your friend's account and country at the time.

Promotional rewards can have different eligibility rules, payout amounts, deadlines, and caps from the standard referral program. If you are asking about a specific campaign, please review the active campaign terms in the app or the campaign page.

My referral bonus is missing or delayed — what should I check?

If you expected a referral reward but do not see it yet, check the following:

  • Did your friend use your exact referral link or code?
  • Did your friend complete verification?
  • Has your friend reached the required cumulative spend milestone?
  • Is the transaction still pending or recently completed?
  • Was the transaction refunded, reversed, cancelled, or disputed?
  • Is the reward showing as Locked, Frozen, or under review?
  • Is the reward part of a limited-time promotion with separate terms, eligible spend categories, or a campaign window?

If everything looks correct and the reward is still missing, contact KAST Concierge with your referral code, your friend's KAST Tag or sign-up details, the approximate sign-up date, and any relevant screenshots from the Rewards or Referral screen.

What counts as a successful referral?

A referral is counted when your friend signs up using your link, completes verification, and meets the $100 spend milestone.

Does my friend have to spend $100 in one transaction?

No, the $100 milestone is based on total spend. Your friend can reach it across multiple transactions.

Is there a limit to how many friends I can refer?

No, there is currently no limit on referrals. You can invite as many people as you like under normal referral terms.

How long does my referral have to meet the spend milestones?

There is currently no time limit — your referral can reach the card-spend milestones at any time after signing up.

Why did I not get $20 at the first milestone?

Card spend milestone rewards may vary depending on your referred friend's country and eligibility.

Why can't I redeem my referral rewards yet?

Referral Cash Rewards are credited to your Rewards balance in real time, but they start out as "Locked" for 14 days before they can be redeemed.

  • Once the 14-day period passes, your rewards automatically move to "Redeemable" status.
  • You can then redeem them through the standard in-app redemption flow.

I shared my link, but my referral didn't track — what should I do?

Check the following first:

  1. Did your friend use your exact referral link, or manually add your code in the app after signing up?
  2. Did they complete identity verification (KYC)?
  3. Have they reached the $100 spend milestone?

If everything checks out and it still doesn't appear, contact KAST Concierge with your referral code, your friend's KAST Tag or sign-up details, the approximate sign-up date, and any relevant screenshots from the Rewards or Referral screen.

Can my friend add the referral code after they have already signed up?

Yes. If your friend skipped the referral code step during sign-up, they can still add it later by going to Profile, Account, Referred by, and selecting Add Code. This must be done before the qualifying spend milestone is reached.

Do subscription rewards and card-spend milestone rewards stack?

Yes. If your referred friend purchases a paid membership, you earn the subscription reward in addition to any card-spend milestone rewards already unlocked. These are independent reward streams and do not cancel each other out.

Terms and conditions apply.

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