PIX is now available for instant Brazilian Reais (BRL) transfers in your KAST app. This guide will walk you through depositing funds from a Brazilian bank account and sending funds to others.
What Are the Benefits of Using PIX with KAST?
With PIX in your KAST app, you'll send and receive money in Brazil faster than ever.
- Instant Speed: Money arrives in seconds. Whether you're sending or receiving, there's no more waiting for traditional bank transfers.
- Always Available: PIX operates 24/7, 365 days a year. Make payments anytime, including on weekends and holidays.
- 0% FX on BRL Card Purchases: Eligible purchases made with your KAST card in Brazilian Real (BRL) have 0% FX. This benefit applies to card purchases only and does not apply to PIX transfers or other transaction types.
- Simple and Secure: With easy QR code scanning and payments protected by Brazil's central bank, your transactions are smooth and reliable.
How Can I Receive Money via PIX in KAST?
Follow these steps to add BRL from a Brazilian bank account directly into your KAST balance.
| 1. Open your KAST app and tap the "Receive" button. | |
| 2. Tap on PIX in the payment methods. | |
| 3. CPF Verification: If we don't have your CPF on file, we'll ask you to provide it. (If you've already provided your CPF, you can skip this step) | |
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4. Your unique PIX QR Code will appear. Share this code to receive funds directly to your KAST account. Note: The funds will be transferred and converted to USDC in your KAST account instantly. |
What PIX Key Options Can I Use?
PIX offers several key options, including:
- CPF (Brazilian tax ID).
- A PIX QR Code.
- Phone number.
- Email address.
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A designated key.
How Can I Send Reais (BRL) from My KAST Account?
Follow this steps to use your KAST balance to pay bills or send BRL to any Brazilian bank account via PIX.
| 1. From the KAST home screen, tap Pay. | |
| 2. Select PIX as the payment method. | |
| 3. Enter the BRL amount you wish to send. | |
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4. Enter the PIX Key: Type the recipient's PIX Key (this can be their CPF, phone number, email, or a designated key). Or scan a QR Code: Use your phone's camera to scan the recipient's PIX QR code. |
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| 5. Carefully review the recipient's details on the confirmation screen, then tap on “Confirm and Pay.” | |
| 6. Once confirmed, the transfer is sent instantly. |
Frequently Asked Questions
Why do I have a QR code and a "Copia e Cola" text instead of a simple PIX key?
To ensure your deposits are secure and routed correctly, we provide a unique PIX QR code and a corresponding "Pix Copy and Paste" text string. This method is a secure and reliable way to fund your account.
What are the fees for using PIX with KAST?
All fees are built directly into the exchange rate you see before confirming a transaction. For a detailed breakdown, you can always visit the 'About' section in your KAST app: Menu > About > Fees. Or visit our Concierge article about Fees here.
Why can't I see the exact final amount I'll receive before I make a deposit?
FX rates change constantly, so we convert your funds at the exact moment we receive them. You'll see the final amount and exchange rate in your transaction history right after your deposit completes.
Why do you need my CPF?
We ask for your CPF (Brazilian tax ID) to comply with regulations and to protect your account against fraud.
How long do PIX transfers take?
Transfers are typically instant. In some cases, they may be briefly held for standard security checks, but you will always see the live status of your payment directly in the KAST app.