This article explains everything you need to know about the KAST X Card: what it is, how it works, how to get it, and what features and limits apply. You’ll also find step-by-step instructions and answers to common questions to help you get the most out of your card.
What Is the KAST X Card?
The KAST X Card is a Premium tier metal card designed for elevated everyday spending. It lets you spend your KAST balance anywhere Visa is accepted (depending on your region), with fast, secure transactions, real-time updates, and built-in fraud protection—wrapped in a sleek, minimalist metal design.
The KAST X Card is part of KAST’s Premium card tier, which also includes the KAST Solana Illuma Card, the Bitcoin Black Card, and the Pengu Black Card. All Premium cards offer the same core functionality and benefits—you simply choose the design that fits your style. See what other KAST cards you can choose from.
What Benefits Come With the KAST X Card?
When you choose the KAST X Card, you unlock Premium-tier benefits designed to deliver higher rewards, instant access, and a refined card experience.
With this card, you get:
2% USD casback on eligible card transactions
1% back in KAST Points on eligible card transaction
Instant access to a virtual card
0.25 KAST Points per 1 SOL staking reward, approximately every two days
A Premium metal card with a sleek, minimalist design
24/7 customer support, available directly in the KAST app
Real-time transaction alerts and fraud protection, powered by Visa and KAST security systems
All benefits are automatically enabled once your KAST X Card is active—no extra setup required.
What Fees And Charges Apply to the KAST X Card?
The KAST X Card is built for clear, upfront pricing. Any applicable fees are always shown in the app before you confirm a transaction, so you know exactly what to expect. A virtual card is included at no additional cost, letting you start spending immediately—even before your physical metal card arrives.
Fees and Limits Overview
| Category | Details |
|---|---|
| Virtual Card | Included at no additional cost |
| Physical Card | Included with Premium subscription |
| Membership Tier Annual Fee | $1,000 per year |
| Card Transaction Fees (USD) | 0% |
| Transaction Limit | Unlimited |
| Foreign Exchange (FX) Fees | 0.5%–1.75% for non-USD transactions |
| Apple Pay and Google Pay Fee | 0% |
| Small Transaction Fee (USD) | $0.10 for transactions under $25 |
| ATM Withdrawal Fee (USD) | $3 flat fee + 2% of withdrawal amount |
| ATM Withdrawal Fee (Non-USD) | $3 flat fee + 2% of withdrawal amount (+ 0.5% to 1.75% FX fee) |
| ATM Withdrawal Limit | Up to $250 per withdrawal; max of 3 withdrawals or $750 per 24-hour period |
All fees, limits, and FX charges are transparently displayed in the KAST app before you complete a transaction.
For a complete breakdown of card fees, conditions, and account-level charges, see the full guide here: What Are the Fees and Conditions for KAST Cards and Accounts?
How Do I Get an X Card?
You can request the KAST X Card directly from the KAST app as part of the Premium card offering.
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How Does Shipping Work for the KAST X Card?
When you order a KAST X Card, a virtual card is issued instantly, so you can start spending right away without waiting for a physical delivery.
If you choose a physical card, it will be shipped to the address you provide during checkout. Premium cards are prioritized for processing and shipping, with most physical KAST X Cards arriving within 5–7 business days, depending on your location, customs clearance, and local courier services.
You’ll receive shipping updates once your card is dispatched. Delivery times may vary by region and carrier.
For full details on delivery timelines and tracking, see our Shipping FAQ:
When Will I Receive My KAST Card Order?
How Do I Use My KAST X Card?
The KAST X Card works just like a traditional Visa card for everyday spending, both online and in person. All purchases draw directly from your available KAST balance and appear instantly in the app, so you always know where your money is going.
You can use your KAST X Card in the following ways:
Online purchases: Enter your card number, expiry date, and CVV at checkout when shopping online or in apps. You can securely copy these details from the KAST app when needed.
In-store payments: Use your physical KAST X Card to pay anywhere Visa is accepted, including stores, restaurants, and service providers.
Apple Pay and Google Pay: Add your KAST X Card to supported digital wallets for fast, contactless payments using your phone or compatible device (availability depends on your region).
Subscriptions and recurring payments: Use your card for ongoing services such as streaming platforms, software subscriptions, and memberships.
What Can I Buy With My KAST X Card?
You can use your KAST X Card for everyday purchases and higher-value transactions anywhere Visa is accepted, as long as you have sufficient balance and stay within your account limits.
Common use cases include:
Everyday spending: Groceries, dining, fuel, retail shopping, and local services
Online purchases: E-commerce sites, app stores, software, and digital services
Travel and experiences: Flights, hotels, car rentals, and travel agencies
Subscriptions and services: Streaming platforms, memberships, SaaS tools, and recurring bills
High-value purchases: Large one-time payments such as premium retail items, travel bookings, or other major expenses (where supported by the merchant)
Some merchants or transaction types may be restricted based on Visa network rules or compliance requirements.
How Do I View My KAST X Card Details?
Your KAST X Card details are securely stored in the KAST app and can be accessed anytime when you need them.
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All card details are protected by your device security and in-app authentication.
Frequently Asked Questions
Is the X Card different from the standard K-Card?
Yes. The X Card is a premium metal card offering higher rewards, enhanced spending limits, and exclusive benefits compared to the standard K-Card.
Is there an annual fee?
The X Card does not have an annual fee. However, the Premium membership tier has an annual fee of $1,000, which covers access to premium rewards and features.
Does it support Apple Pay or Google Pay?
Digital wallet support varies by region and device. Availability depends on local regulations and compatibility with your mobile wallet.
Is the X Card protected against fraud?
Yes. The X Card is protected by Visa’s network-level fraud safeguards along with continuous monitoring by KAST’s security systems.
How do refunds work?
Refunds are credited back to your KAST account after the merchant completes processing. Timing may vary depending on the merchant and payment network.