You can cash out your stablecoins directly to your local bank account using KAST Pay’s Local Payout feature. In this article, you’ll learn how to withdraw stablecoins to your bank account, what happens after you confirm your payout, and what to do if your payout doesn’t arrive on time.
What is Local Payout in KAST?
Local Payout lets you easily convert stablecoins to your local currency and send the funds directly to your bank - all within KAST.
Local Payouts enables secure, compliant, and direct transfers to local banking rails across multiple regions, eliminating the need for exchanges and manual conversions.
You can:
- Withdraw directly to your local bank account
- Get paid in your local currency
- See fees and timelines upfront
- Rely on secure, compliant payouts
Which Currencies Are Available for Local Payout?
Local Payout currently supports cashing out stablecoins to the following local currencies. Each currency has its own processing time and fee structure, which you’ll see clearly in the app before confirming your cash out.
More currencies are being added over time. Available options are always shown in the KAST app when you start a payout.
| Currency | FX Conversion Fee | Transfer Fee |
|---|---|---|
| USD (US Dollar - Global) | 0.5% (Waived until February 2026 – enjoy zero FX fees!) | 30 USD |
| USD (US Dollar - Local) | 0.5% (Waived until February 2026 – enjoy zero FX fees!) | 2 USD via ACH; 20 USD via Fedwire |
| AED (United Emirates Dirham) | 1% | 3 USD |
| JPY (Japanese Yen) | 1% | 30 USD |
| SAR (Saudi Riyal) | 1% | 30 USD |
| INR (Indian Rupee) | 1% | 2 USD |
| IDR (Indonesian Rupiah) | 1% | 2 USD |
| PHP (Philippine Peso) | 1% | 2 USD |
| THB (Thai Baht) | 1% | 2 USD |
| NGN (Nigerian Naira) | 1% | 2 USD |
| GBP (British Pound) | 1% | 3 USD |
| Mexico (Mexican Peso) | 1% | No Fee |
| EUR (Euro - SEPA) | 1% | 2 USD |
How Can I Cash Out My Stablecoins from KAST?
| 1. Open the KAST app. | |
| 2. Go to the Pay tab. | |
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3. Under New Payment, select Local Payout. |
| 4. Select Transfer to your own account. | |
| 5. Choose the currency you want to receive. | |
| 6. Enter the amount you want to cash out. | |
| 7. Enter your local bank details. | |
| 8. Review and confirm your transaction. |
Your funds are converted at the current FX rate, with fees and delivery times displayed upfront before you confirm.
What Happens After I Confirm My Cashout?
Once you confirm your payout, it’s processed through our partner licensed global payment network. Processing times depend on the payout currency and destination country - usually between same day and 5 business days. You’ll receive a confirmation notification when your payout is complete.
If your funds don’t arrive within the expected timeframe, contact KAST Concierge through our available support channels.
How Can I Ensure Faster and Successful Withdrawals?
For the fastest, smoothest experience when cashing out stablecoins to your bank:
- Use a local bank account in the same country as your payout currency.
- Double-check your bank details before submitting.
- Review all fees, FX rates, and processing times displayed in the app.
Tip: The FX rate shown in KAST updates in real time. Once you confirm, it’s locked for that payout - no surprises later.
What If I Don’t Receive My Funds?
If your fund appear delayed or fail to process, there may be several reasons. Delays are usually caused by incorrect bank details or intermediary bank hold times.
Start by checking your transaction details in the Transaction History section of your KAST app to see if it’s still processing. If it’s been longer than the expected delivery time, reach out to KAST Concierge.
For a more detailed troubleshooting guide, see: What Should I Do If My KAST Payout Hasn’t Arrived Yet?
Frequently Asked Questions
What currencies can I cash out in?
You can currently cash out in 18 local currencies - with more currencies being added soon. Each currency has its own fees and processing time.
Can I cancel a cash out after I confirm it?
Once confirmed, cash out transactions are immediately sent for processing and cannot be canceled. If you entered incorrect details, contact KAST Concierge as soon as possible so we can check with our payment partner.
How long will it take for my funds to arrive?
Processing times depend on your currency and region. Some currencies, like MAD, INR, PHP, and VND usually arrive the same day. Others, such as USD, JPY, and SAR, may take 1–5 business days. You’ll see the exact delivery estimate before confirming.
How can I track my cash out transaction?
You can track your transaction in the Transaction History section of your KAST app. There, you’ll see the current status - Processing, Completed, or Failed. You’ll also receive an in-app notification and email once your cash out is complete.
What happens if my transaction fails?
If a transaction fails due to incorrect information or an unsupported bank, your funds will be returned to your KAST balance once the transaction is reversed. You’ll receive a notification when this happens.