This article explains how to upgrade, downgrade, or cancel your KAST membership, what changes immediately versus later, and what happens to your cards and benefits after you make a change.
What Do I Need To Know Before I Change My Membership?
Before making any changes, here are a few important things to keep in mind:
- Memberships are tied to your account, not individual cards
- Your benefits always reflect your current membership tier
- Upgrades take effect immediately
- Paid memberships are billed annually (12 months upfront)
- There is no monthly billing option
How Do I Upgrade My Membership?
Upgrading moves you to a higher tier, such as Standard to Premium or Premium to Private.
Steps:
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What Happens After I Upgrade My Membership?
- Your new tier benefits start immediately.
- Any remaining time on your previous membership is not carried over.
- You get instant access to upgraded rewards and features.
How Do I Downgrade/Cancel My Membership?
Downgrading moves you to a lower tier, such as Private to Premium.
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What Happens After I Downgrade My Membership?
- Your current tier benefits remain active until the end of your billing period.
- After that, your account switches to the lower tier.
- Your existing cards remain active.
What Happens After I Cancel My Membership?
- Your benefits remain active until the end of your paid term.
- After that, your account reverts to Standard.
- Your cards remain on your account.
Frequently Asked Questions
If I upgrade mid-year, does it start immediately?
Yes, membership upgrades take effect immediately, so you can start using the new-tier benefits right away. Your billing cycle also restarts at the time of upgrade.
If I upgrade, do I get any credit for unused time on my current plan?
No, any remaining time on your previous membership is forfeited when you upgrade. KAST does not apply pro-rata credits for upgrades.
Can I downgrade whenever I want, or only at renewal?
You can downgrade from Private to Premium from the Membership hub. Your current tier benefits stay active until your paid year ends, and the downgrade takes effect after that.
If I downgrade, do I keep benefits until the end of the paid term?
Yes, your current tier benefits remain active until your paid year expires. After that, your account switches to the lower tier.
Can I cancel anytime?
Yes, you can cancel at any time. Cancelling turns off renewal, but your benefits continue until the end of your paid term.
If I cancel, do my existing cards stop working?
No, your existing cards are retained after cancellation. Once your paid term ends and you revert to Standard, your benefits, like rewards rates, update to match Standard.
What if my renewal payment fails?
If a renewal payment fails, a 7-day grace period applies with daily retry attempts. If payment is not successful, your account will downgrade to Standard.
Can I upgrade directly from Standard to Private, or do I need to go through Premium first?
You can upgrade directly to any tier, including from Standard to Private, without going through an intermediate tier.
Will I be notified before my membership auto-renews?
Yes. KAST will send you a renewal reminder 30 days before your membership expires. This gives you time to review your options, adjust your plan, or disable auto-renew before you are charged.