Here’s a simple guide to the fees that may apply when you use KAST Business for deposits, payouts, and cards.
What Fees Apply to KAST Business Plans?
KAST Business has two main plans.
| Plan | Fee |
|---|---|
| Standard Plan | Free |
| Business Global Plan | $10,000 per year, billed annually |
Plan pricing, offers, and availability may vary by region, eligibility, and campaign terms.
What Fees Apply to Fiat Deposits?
Fiat deposit fees for KAST Business depend on the currency and payment method.
| Currency | Deposit method | Fee |
|---|---|---|
| USD | ACH | $2.00 |
| USD | FedNow | $2.00 |
| USD | Fedwire | $15.00 |
| USD | SWIFT | $30.00 |
| EUR | SEPA | 0.50% |
What Fees Apply to Fiat Payouts?
Fiat payout fees depend on the payout currency, destination, and payment rail.
USD Payouts
| Payout type | Method | Fee |
|---|---|---|
| USD domestic | ACH | $3.00 |
| USD domestic | Wire | $40.00 |
| USD international | SWIFT | $30.00 |
For USD domestic payouts, the 0.20% variable fee is waived for KAST Business and is not applied during 2026.
What Fees Apply to Local-Currency Payouts?
Local-currency payout fees vary by corridor. The exact fee may depend on the destination currency, destination country, and local payment rail.
| Currency | Rail | Fee |
|---|---|---|
| AED | Local | 1.00% + $3.00 |
| AUD | Local | 1.00% + $4.00 |
| BDT | Local / BEFTN | 1.00% + $2.00 to $3.00 |
| CAD | Local | 1.00% + $1.50 |
| DZD | Local | 2.50% + $5.00 |
| EGP | ACH | 1.00% + $2.00 |
| EUR | Local | 1.00% + $2.00 |
| GBP | Local | 1.00% + $3.00 |
| HKD | Local | 1.00% + $2.00 |
| IDR | Local | 1.00% + $2.00 |
| INR | Local | 1.00% + $2.00 |
| JPY | Local / SWIFT | 1.00% + $2.00 to $30.00 |
| KES | Local / PesaLink | 1.00% to 2.50% + $2.00 to $3.00 |
| KRW | Local | 1.00% + $2.00 |
| LKR | Local / SLIPS | 1.00% + $2.00 |
| MAD | Local | 3.00% + $3.00 |
| MYR | Local | 1.00% + $2.00 |
| NGN | Local | 1.00% + $2.00 |
| PHP | Local | 1.00% + $2.00 |
| PKR | Local / IBFT | 0.75% to 2.50% + $2.00 |
| SAR | Local / SWIFT | 1.00% + $2.00 to $30.00 |
| SGD | Local | 1.00% + $1.50 |
| THB | Local | 1.00% + $2.00 |
| TRY | Local / FAST | 1.00% + $2.00 |
| UGX | Local | 3.00% + $5.00 |
| USD | International SWIFT | $30.00 |
| VND | Local | 1.00% + $2.00 |
| ZAR | Local | 0.10% + $5.00 |
Example: if a local payout fee is 1.00% + $2.00 and you send $500, the fee is $5.00 + $2.00 = $7.00.
What Card Fees Apply to KAST Business?
KAST Business supports virtual and physical cards.
| Card type | Fee |
|---|---|
| Virtual cards | Free |
| Plastic physical card | $40.00 |
| Metal physical card | $200.00 |
KAST Business virtual cards are free and subject to fraud and risk limits.
Physical card availability and any included card allowances may depend on your plan, region, and current KAST Business offer. Business Global Plan accounts can have up to 100 total cards per account as a soft cap, including virtual and physical cards. You may request more, subject to approval. If you are on the Business Global Plan, your first 10 metal cards are free. Additional physical cards are charged at the standard plastic or metal card rates above.
What Other Card Transaction Fees Can Apply?
Some additional card-related fees may apply depending on how the card is used.
| Fee type | Fee |
|---|---|
| Card spend in your account’s base currency | 0% |
| Apple Pay and Google Pay transactions | 0% |
| Small non-base-currency card transactions | $0.10 for transactions under $25 |
| Declined card transaction due to insufficient balance | $0.50 |
| ATM withdrawals in USD | $3.00 + 2% of the withdrawal amount |
| ATM withdrawals in another currency | $3.00 + 2% of the withdrawal amount, plus applicable FX markup |
Declined transaction fees only apply in specific cases, such as when a card transaction is declined because the account balance is too low.
Is There an FX Markup on Card Transactions?
Yes. A 1.75% FX markup applies when you make a card transaction in a currency that is different from your account’s base currency.
A $0.25 minimum may apply to foreign transaction / FX fees.
What Fees Apply to Stablecoin Deposits?
KAST does not charge a fee for receiving supported stablecoins into KAST Business.
Blockchain network fees may still apply from the sending wallet or network.
What Fees Apply to Stablecoin Payouts?
Stablecoin payout fees for KAST Business follow the same fee treatment as KAST Personal.
| Network | Supported assets | Fee |
|---|---|---|
| Solana | USDT, USDC | $1.00 + 0.1% of the withdrawal amount |
| Arbitrum | USDC | $0.20 + 0.1% of the withdrawal amount |
| Ethereum | USDT, USDC | $6.00 + 0.1% of the withdrawal amount |
| Tron | USDT | $5.00 + 0.1% of the withdrawal amount |
The minimum stablecoin payout amount is $5. There is no maximum stablecoin payout amount.
Example: if you withdraw $1,000 USDC on Solana, the fee is $1.00 + 0.1% of $1,000, so the total fee is $2.00.
Are KAST Tag Transfers Free?
Yes. KAST Tag transfers to other KAST users are free and instant.
KAST Tag transfers are limited to a $10,000 USD daily maximum and up to 5 transfers per day.
Fees, limits, rewards, availability, and card allowances may vary by region, eligibility, account status, risk review, campaign terms, and product availability.
Frequently Asked Questions
Are KAST Business fiat deposit fees the same for every currency?
No. Fiat deposit fees depend on the currency and payment method. For example, USD deposits have different fixed fees for ACH, FedNow, Fedwire, and SWIFT, while EUR SEPA deposits are charged as a percentage.
Are KAST Business fiat payout fees fixed?
No. USD payout fees are fixed by payout type, but local-currency payout fees can vary by corridor and payment rail. The exact fee may depend on the destination currency, destination country, and available payout method.
Is the 0.20% USD domestic payout fee applied to KAST Business?
No. The 0.20% variable fee for USD domestic ACH and wire payouts is waived for KAST Business during 2026. The fixed ACH or wire fee still applies.
Are there declined transaction fees for KAST Business?
Yes. A $0.50 declined transaction fee will apply if a KAST Business card transaction is declined because the account balance is too low.
Are there fees for small card transactions?
Small transactions in your account’s base currency have no additional fee. For small non-base-currency card transactions, a $0.10 fee will apply when the transaction is under $25.
Are virtual cards free for KAST Business?
Yes. KAST Business virtual cards are free, subject to fraud and risk limits.
Do Business Global Plan members pay for physical cards?
Business Global Plan members get their first 10 metal cards free. After that, any additional physical cards are charged at the standard plastic or metal card rates.
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